The Indian Institute of Banking and Finance has released the official notification inviting applications from eligible candidates for JAIIB Exam 2022 on its official website.
JAIIB Notification 2022
JAIIB Notification has been released on the official website of IIBF and the online registrations have started from 19th April 2022 and it will be active till 25th April 2022.
JAIIB Notification - Overview
| Particulars | Details |
|---|
| Institution | Indian Institute of Banking & Finance (IIBF) |
| Exam Name | JAIIB 2022 |
| Eligibility | Members Only |
| Mode of Application | Online |
| Online Registration | 19th to 25th April 2022 |
| Exam Conducted | Twice in a year |
| Subjects | Principles & Practices of Banking, Accounting & Finance for Bankers, Legal & Regulatory Aspects of Banking |
| Qualifying Marks | 50 out of 100 |
| Official website | http://www.iibf.org.in/ |
JAIIB 2022- Important Dates
| Event | Date |
|---|
| JAIIB 2022 Online Registration Begins | 19th April 2022 |
| JAIIB 2022 Online Registration Ends | 25th April 2022 |
| Last Date to pay the application fee | 25th April 2022 |
| JAIIB Admit Card 2022 Release Date | June 2022 |
| Exam Date | 11th, 12th, and 19th June 2022 |
| Principles & Practices of Banking | 11-06-2022 |
| Accounting & Finance for Bankers | 12-06-2022 |
| Legal & Regulatory Aspects of Banking | 19-06-2022 |
JAIIB Exam 2022 Eligibility Criteria
(i) The examination is open only to the ordinary members of the Institute (Any person working in the banking and finance industry whose employer is an Institutional Member of the institute can apply for membership, for details visit IIBF website).
(ii) Candidates must have passed the 12th standard examination in any discipline or its equivalent. The Institute may, however at its discretion, allow any candidate from clerical or supervisory staff cadre of banks to appear at the examination on the recommendation of the Manager of the bank/ officer-in-charge of the bank's office where the candidate is working, even if he/ she is not 12th standard pass or it's equivalent.
(iii) Subordinate staff of recognized Banking/ Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.
How to Apply for JAIIB Exam 2022?
Candidates should follow these steps to apply for JAIIB exam:
- Visit the IIBF's official website at www.iibf.org.in
- On the homepage, click on the "Examination/ Courses" option.
- Under "Examinations/Courses", select the "Flagship Course" option.
- A new page will be displayed; select the "JAIIB exam 2022".
- Click on the "Apply Online" tab.
- Select "Exams (Members)" from the drop-down box after clicking on the "Apply Now" tab.
- Log in with your membership credentials by clicking on "JAIIB."
- To proceed to the payment area, fill out the online application form and click the "Accept and Submit" option.
- Choose the most convenient way of online payment for you and pay for the exam (including the penalty fee, if applicable).
- The website will provide transaction information and confirmation through SMS to the registered mobile number on successful registration.
- Take a printout of the JAIIB 2022 application form for future reference.
- If the process is unsuccessful or incomplete, an appropriate message will appear on the screen. In that case, the applicant must repeat the online process.
JAIIB Application Fee
Candidates should clear the exam within the time limit of two years. If you do not pass the exam within the allotted time, you must re-enrol as a fresh student, and the institute will give no credit. For the first try, a two-year time limit will begin on the date of application. Attempts will be counted regardless of whether or not an applicant presents for any examination.
The JAIIB registration fee is based on the number of attempts made by the candidates and the time of registration. The following is the baseline registration price for the JAIIB Exam based on the number of attempts:
| Number of attempts | Basic Fees |
|---|
| JAIIB First Attempt Fee | INR 2700 |
| JAIIB Second Attempt Fee | INR 1300 |
| JAIIB Third Attempt Fee | INR 1300 |
| JAIIB Fourth Attempt Fee | INR 1300 |
The JAIIB application process is divided into three phases. To avoid paying the penalty cost in later registration phases, candidates should register in the first phase of the registration window.
The following is the registration fee for the JAIIB exam based on the period/phase of registration:
JAIIB Exam 2022 April Fee
| Dates | Fees |
|---|
| From 19.04.2022 to 25.04.2022 | Normal fees |
| From 26.04.2022 to 02.05.2022 | Normal fees plus INR 100 |
| From 03.05.2022 to 09.05.2022 | Normal fees plus INR 200 |
JAIIB Exam Pattern
The JAIIB Exam Pattern is as follows:
The exam is divided into three papers i.e. Principles and Practices of Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking.
- Each paper is further divided into Modules, which is discussed below in the syllabus section.
- The JAIIB is an online exam comprising 120 objective questions (in each paper) of 100 marks.
- Candidates have to complete the computer-based test of each paper in 2 hours i.e. 120 minutes.
- IIBF reserves the right to vary the number of questions as required.
| Subjects | Number of questions | Maximum marks | Duration |
|---|
| Principles and Practices of Banking | 120 | 100 | 2 hours |
| Accounting and Finance for Bankers | 120 | 100 | 2 hours |
| Legal and Regulatory Aspects of Banking | 120 | 100 | 2 hours |
JAIIB Syllabus
The syllabus of JAIIB is as prescribed by IIBF. Each of the papers is further divided into 4 modules, the details of which are presented below in a tabular format.
JAIIB Syllabus for Paper I
The JAIIB paper I is Principles and Practices of Banking. The paper is divided into 4 modules.
| Module | Syllabus |
|---|
| Module A- Indian Financial System | - Indian Financial System – An Overview,
- Banking Regulation,
- Retail Banking,
- Wholesale and International Banking,
- Role of Money Markets,
- Debt Markets & Forex Market,
- Role and Functions of Capital Markets,
- SEBI,
- Mutual Funds & Insurance Companies,
- Bancassurance & IRDA,
- Factoring,
- Forfaiting Services and Off-Balance Sheet items,
- Risk Management,
- Basel Accords,
- CIBIL,
- Fair Practices Code for Debt Collection,
- BCSBI,
- Recent Developments in the Financial System
|
| Modules B- Functions of Banks | - Banker Customer Relationship,
- KYC / AML / CFT norms,
- Bankers' Special Relationship,
- Consumer Protection - COPRA,
- Banking Ombudsman Scheme,
- Payment and Collection of Cheques and Other Negotiable Instruments,
- Opening accounts of various types of customers,
- Ancillary Services,
- Cash Operations,
- Principles of lending,
- Working Capital Assessment and Credit Monitoring,
- Priority Sector Advances,
- Agricultural Finance,
- Micro, Small and Medium Enterprises,
- Government Sponsored Schemes,
- Self Help Groups,
- Credit Cards,
- Home Loans,
- Personal Loans,
- Consumer Loans,
- Documentation,
- Different Modes of Charging Securities,
- Types of collaterals and their characteristics,
- Non Performing Assets,
- Financial Inclusion,
- Financial Literacy
|
| Module C- Banking Technology | - Essentials of Bank Computerization,
- Payment Systems and Electronic Banking,
- Data Communication Network and EFT systems,
- Role of Technology Upgradation and its impact on Banks,
- Security Considerations,
- Overview of IT Act,
- Preventive Vigilance in Electronic Banking
|
| Module D- Support Services, Marketing of Banking | - Services/ Products,
- Marketing – An Introduction,
- Social Marketing / Networking,
- Consumer Behaviour and Product,
- Pricing,
- Distribution,
- Channel Management,
- Promotion,
- Role of Direct Selling Agent / Direct Marketing Agent in a bank,
- Marketing Information Systems – a longitudinal analysis
|
JAIIB Syllabus for Paper II
The syllabus of JAIIB paper II for all modules is discussed here. Paper 2 is accounting and finance for banks.
| Module | Syllabus |
|---|
| Module A- Business Mathematics and Finance | - Calculation of Interest and Annuities,
- Calculation of YTM,
- Capital Budgeting,
- Depreciation and its Accounting,
- Foreign Exchange Arithmetic
|
| Modules B- Principles of Bookkeeping and Accounting | - Definition,
- Scope and Accounting Standards,
- Basic Accounting Procedures,
- Maintenance of Cash / Subsidiary Books and Ledger,
- Bank Reconciliation Statement,
- Trial Balance,
- Rectification of Errors and Adjusting & Closing Entries,
- Capital and Revenue Expenditure,
- Bills of Exchange
|
| Module C- Final Accounts | - Balance Sheet Equation,
- Preparation of Final Accounts,
- Ratio Analysis,
- Final Accounts of Banking Companies,
- Company Accounts I & II,
- Accounting in a Computerized Environment
|
| Module D- Banking Operations | - Banking Operations & Accounting Functions
|
JAIIB Syllabus for Paper III
The syllabus for the Paper III i.e., Legal and Regulatory Aspects of Banking is given below.
| Module | Syllabus |
|---|
| Module A- Regulations and Compliance | - Legal Framework of Regulation of Banks,
- Control over Organization of Banks,
- Regulation of Banking Business,
- Returns Inspection,
- Winding up,
- Mergers & Acquisitions,
- Public Sector Banks and Co-operative Banks,
- Financial Sector Legislative Reforms,
- Recent Legislative Changes in RBI Act,
- Financial Sector Development Council
|
| Modules B- Legal Aspects of Banking Operations | - Different Types of Borrowers,
- Types of Credit Facilities,
- Secured and Unsecured Loans,
- Registration of Firms and Incorporation of Companies,
- Indemnities,
- Bank Guarantees,
- Letters of Credit,
- Deferred Payment Guarantees,
- Laws Relating to Bill Finance,
- Various Types of Securities,
- Laws Relating to Securities and Modes of Charging-I,
- Laws Relating to Securities and Modes of Charging- II,
- Registration and Satisfaction of Charges,
- Case Laws on Responsibility of Paying Bank,
- Case Laws on Responsibility of Collecting Bank
|
| Module C- Banking Related Laws | - Recovery of Debts due to Banks and Financial Institutions Act, 1993(DRT Act),
- Securitization and Reconstruction of Financial Assets and Enforcement of Securities Interest Act (SARFAESI),
- Banking Ombudsman Scheme,
- Bankers Books Evidence Act, 1891,
- The Legal Services Authorities Act, 1987,
- The Consumer Protection Act, 1986 and CERSAI,
- The Law of Limitation,
- Tax Laws,
- Negotiable Instruments Act, 1881,
- Payment & Settlements Systems Act, 2007
|
| Module D- Commercials Laws with Reference to Banking Operations | - Indian Contract Act, 1872,
- The Sale of Goods Act, 1930,
- Indian Partnership Act, 1932,
- Definition and features of a company,
- The Companies Act, 1956 (Now Companies Act, 2013 ),
- Foreign Exchange Management Act, 1999,
- Transfer of Property Act, 1882,
- The Right to Information Act, 2005,
- Right to Information and Obligation of Public Authorities,
- The Prevention of Money Laundering Act, 2002,
- Information Technology Act, 2000
|
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