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About LIC AAO Exam

Established in 1956, LIC is currently the largest Insurance Company of India. It is an Indian state-owned Insurance Group and Investment Company. It has 8 Zonal Offices, 133 Divisional Offices and 2048 Branch Offices with thousands of workers all across the country. It is headquartered in Mumbai. LIC recruits Assistant Administrative Officers (also known as LIC AAO) almost every year to fill up the vacant or newly created positions in the AAO cadre.

LIC AAO Exam 2021 - Notification

The LIC AAO notification is expected to be released soon. The LIC AAO Recruitment was last conducted in 2020. A total of 168 vacancies were announced for the LIC AAO posts. The vacancies are announced for various departments like General, IT, CA, Actuarial and Rajbhasha. The Notification PDF when released will contain all the information like No. of vacancies, Exam pattern, Eligibility Criteria, Application Process, etc. in it.

LIC AAO Exam Important Dates

StagesExam Dates
Online Registrations BeginsTo be expected soon
Online Registrations EndsTo be expected soon
Prelims ExamTo be expected soon
Main ExamTo be expected soon

LIC AAO Mock Test

LIC AAO Exam 2021 Mock Test series have the following features:

  • 20 LIC AAO Prelims Mock Tests
  • 10 LIC AAO Mains Mock Tests
  • 100+ Sectional & Topic Tests
  • Analyse your performance using our AI-Based Detailed Performance Analysis
  • These mock tests will help you identify your strong and weak areas

LIC AAO Exam Pattern

LIC AAO Prelims Exam

SectionNo. of QuestionsMaximum MarksDuration
Reasoning Ability353520 Minutes
Quantitative Aptitude353520 Minutes
English Language303020 Minutes
Total100701 Hour

Note- English section paper will be just for qualifying nature the marks obtained would not be considered for ranking or final selection.

LIC AAO Mains Exam (Generalist)

SectionNo. of QuestionsMaximum MarksDuration
Insurance & Financial Awareness306020 minutes
General Knowledge & Current Affairs306020 minutes
Data Analysis & Interpretation306040 minutes
Reasoning Ability309040 minutes
Total1203002 Hours
Descriptive English (Letter Writing & Essay)22530 Minutes

*1/4 Negative Marking

LIC AAO Interview

Total Marks - 60

Marks obtained in the Main Examination only will be considered for shortlisting for interview and marks obtained in Main Examination + marks obtained in Interview will be considered for final merit listing of candidates.

(Note - This exam pattern is based on previous notification)

LIC AAO Syllabus

LIC AAO Prelims Syllabus


Syllogisms, Seating Arrangement, Inequalities, Machine Input-Output, Comparison, Data Sufficiency, Blood Relation, Puzzles – Box based, Floor, Calendar, Day/Months based, etc., Scheduling, Directions and Distances, Ordering and Ranking, Coding and Decoding, Coded Inequalities, Statement and Conclusion/Course of Action, Miscellaneous.

English Language

Reading Comprehension, Cloze Test, Error Spotting, Sentence Improvement, Fillers, Para Jumbles, Odd One Out, Correct Usage, Paragraph Completion, Vocabulary based questions, Synonyms/ Antonyms, Idioms and Phrases, One Word Substitution, Word/Phrase Replacement.

Quantitative Aptitude

Data Interpretation (Charts and Graphs: Line Graph, Bar Graph, Pie Chart; Tabular; Caselet; Mixed DI), Simplification/Approximation, Mensuration, Mixture and Allegations, Quadratic Equation, Number Series, Miscellaneous Questions (Time, Average, Percentage, Ratio Proportion, Age, Probability, Simple and Compound Interest, Permutation and Combination, Profit and Loss), etc.

LIC AAO Mains Syllabus

Data Interpretation & Analysis

Data Interpretation based on charts and Graphs – Line Graph, Bar Graph, Pie Chart, Mixed DI, Caselets, Tabular DI, Data Sufficiency, Average Based DI, etc

English Language

Error Spotting, Cloze Test, Fillers – Single, Double, Grammar (verb, prepositions, adverbs, articles, tenses etc.) Misspelt Words, Find the odd one out, One, Word Substitution, Para jumbles, Reading Comprehension, Sentence Completion, Sentence Improvement, Rearrangement of Sentences Synonyms/Antonyms.

Reasoning Ability

Alpha-numeric/Alphabetical Series, Analogy, Analytical Reasoning, Blood Relations, Coding-Decoding, Data Sufficiency, Direction Sense, Inequality, Input-Output, Odd one out, Puzzles & Seating, Arrangement, Ranking, Syllogism, Statement and Conclusion, Statement-Course of Action

General Knowledge & Current Affairs

Major News, Sports, Books and Authors, Awards and Honors, Abbreviations, Important Days, International and National Organizations are some related topics, India and its Neighboring Countries pertaining to History, Culture, Geography, Economics, General Polity, Scientific Research, Science Inventions and Discoveries, Insurance etc., Current Affairs, Static GK

Insurance & Financial Market Awareness

Banking and Finance, Banking/Financial Terms, Banking Committees, Budget, Financial Terms - for eg. GDP, GNP, MIBOR, etc. International Financial Institutions, Economic Schemes, Bancassurance, History- IRDA, Important Insurance Acts, Insurance Sector – Basics, Insurance Terms, Insurance Companies – Names, Headquarters, Taglines, etc. Insurance Abbreviations, Insurance Products and Plans, Insurance Schemes, etc.

(Note - This is syllabus is based on previous notification)

LIC AAO Eligibility Criteria

Age Criteria

  • Minimum: 18 years
  • Maximum: 30 years

Educational Qualifications

A. For AAO (Generalist) – Bachelor's Degree in any discipline from a recognized Indian University/Institution.

B. For AAO (IT) – Graduation degree in Engineering in Computer Science, IT or Electronics, or an MCA, or an MSC(Computer Science) from a recognized Indian University/Institution.

C. For AAO (Chartered Accountant) – Bachelor's Degree from a recognized Indian University/Institution and Candidate should have passed Final Examination of Institute of Chartered Accountants of India and completion of Articles as presented by Institute of Chartered Accountants of India. The candidate should be an Associate Member of the Institute of Chartered Accountants of India. Candidates should provide their membership number and the same will be verified with the Institute of Chartered Accountants of India.

D. For AAO (Actuarial) – Bachelor's Degree in any discipline from a recognized Indian University/Institution and Candidates should have compulsorily passed paper CT1 and CT5 plus 4 or more other papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK. (Total 6 or more papers) as on the date of eligibility. Candidates should provide their membership number and the same will be verified with the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK.

E. For AAO (Rajbhasha) – Post Graduate Master's Degree in Hindi/Hindi translation with English as one of the subjects at Bachelor's Degree level OR Post-Graduate Master's Degree in English with Hindi as one of the subjects at Bachelor's degree level OR Post-Graduate Master's Degree in Sanskrit with English and Hindi as subjects at Bachelor's degree level.

LIC AAO Online Application Process

Prerequisites for Applying Online

Before applying online, candidates should,

  • Scan their photograph and signature ensuring that both the photograph and signature adhere to the required specifications as given under "Guidelines for photograph & signature scan and upload".
  • Have a valid personal email ID and mobile no., which should be kept active till the completion of this Recruitment Process. Bank shall send call letters for the Examination etc. through the registered e-mail ID. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and mobile no. before applying on-line and must maintain that email account and mobile number.
  • Be prepared for biometric verification of identity at the Exam Centre at the time of Main Examination and onwards.

Application Fees/ Intimation Charges

  • SC/ST/PWD Candidates – ₹100 + GST + Transaction Charges
  • All Other Categories – ₹600 + GST + Transaction Charges

Steps to Apply for LIC AAO Exam Online

Step 1. Use the link "Apply Online" link to land on the Registration page.

Step 2. Click on the link given at the top right corner that reads "Click here for New Registrations".

Step 3. You will be redirected to a new page. Read the instructions carefully and click on "continue".

Step 4. You will see 6 tabs in the front of you. The tabs will be Basic Info, Photo & Signature, Details, Preview, Uploads & Payment.

Step 5. Tab 1 - Basic Info - Fill in your Basic Information: Name, Mobile No., Email Id etc. Enter the security code and then press "Save & Next".

Step 6. Tab 2: Photo & Signature -

  • Upload a scanned copy of your Passport size photo & Signature. Keep the requirements in your mind. The file size of the Photo and Signature should be within the permissible limits as required there.
  • Photo Dimensions 200 x 230 pixels (preferred} & Size of file should be between 20 kb- 50 kb.
  • Signature Image should be in .jpg format. Dimensions 140 x 60 pixels (preferred), Size of the file should be between 10 kb - 20 kb and in black ink. The size of the scanned image should not be more than 20 kb

Step 7. Tab 3. Details - Fill in your other details as asked there, Educational Qualifications etc. Fill these with utmost caution. Check it before you "Save & Submit" it.

Step 8. Tab 4. Preview - This is the best way to cross-check the complete registration form once it is filled completely. Very carefully check each and every detail that you have put up there.

Step 9. Tab 5. Uploads -

  • It will ask you to write a declaration note in your own handwriting and upload the scanned copy for the same. Write in legible handwriting and upload the image with the permissible limits of file size.

Left thumb impression

  • The applicant has to put his left thumb impression on a white paper with black or blue
  • File type: jpg / jpeg
  • Dimensions: 240 x 240 pixels in 200 DPI (Preferred for required quality) e. 3 cm * 3 cm (Width * Height)
  • File Size: 20 KB - 50 KB

Hand-written declaration

Text for Handwritten declaration -

"I,______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."

  • Handwritten declaration should not be written in Capital Letters.
  • The applicant has to write the declaration in English clearly on a white paper with black or blue.
  • The handwritten declaration should be of the applicant and not by any other person.
  • Handwritten Declaration o File type: jpg/jpeg
  • Dimensions: 800 x 400 pixels in 200 DPI (Preferred for required quality) e. 10 cm * 5 cm (Width * Height)
  • File Size: 50 KB - 100 KB

Step 10. Tab 6. Payment Option

  • The payment can be made by using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile.
  • After submitting your payment information in the online application form, Please wait for the intimation from the do not press back or refresh button in order to avoid double charge.

Exam Date

To be announced

Total Vacancies

To be announced

Find the Right Plan

Flexible pricing options for all the aspirants


Does LIC AAO have an Interview?

Yes, interviews will be conducted for the recruitment of AAO for the candidates clearing the mains exam.

What is the Age Criteria for LIC AAO? +

The age criteria is minimum 18 years and maximum 30 years.

What is the application fees for LIC AAO? +

The application fees for LIC AAO are as follows: SC/ST/PWD Candidates – ₹100 + GST + Transaction Charges All Other Categories – ₹600 + GST + Transaction Charges

What is the total marks for the interview phase of LIC AAO? +

The total marks for the interview is 60.

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